PAYING FOR CARE
PAYING FOR CARE
The cost of your care will be based on how much care you need. We can support you with paying for care, Castle care manager will carry out your care assessment and let you know the cost of your care package.
Castle offers both private and state-funded care. Working out how much home care costs doesn’t need to be a complicated process. Read our guide below or contact us today so we can help you understand care fees and choose the right home care package.
What are the different ways of paying for care?
Self-funded care or private care, is when you pay for care yourself with no help from the local council.
State-funded care or social-services-funded care, is when your care is paid for by the State, also referred to as: the Government, the local council, local authorities or social services.
Will the council cover my personal home care cost?
How much your council pays depends on what care you need and how much you can afford to pay.
Do you have savings worth more than £23,250?
Yes: your care will not be paid for by the council.
No: your live-in or home care may be council funded.
Financial assessment
Your council can do a means test, or financial assessment, to check if the council will pay for your care. This takes into account your:
- Income.
- Savings.
It doesn’t take into account your:
- Property value (as long as you are choosing visiting or live-in care, and not a care home)
- Some money from disability benefits or pensions.
- Some types of capital.
Get extra help towards private or state-funded care
You may be able to get some help from your local council whether it pays for your care or your care is self funded. The following free help and benefits are not means tested:
- Small bits of equipment or home adaptations that cost less than £1,000 each.
- NHS care, such as: NHS continuing healthcare, NHS-funded nursing care and care after you have been discharged from hospital.
- Attendance Allowance benefits.
- Personal Independence Payment (this has replaced the Disability Living Allowance).